By using CalcMate, you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use our site. We may update these terms periodically, and the latest version will always be available via a link in the footer of our site.
Acceptance and Updates: You must be at least 13 years of age or able to lawfully enter into and provide your consent to these Terms. We may also update these terms from time to time and any modifications shall take effect immediately upon posting. You may refer back to this page (located in our footer) for the most recent version of the Terms. If you use the Services after a new version of the Terms is posted, you agree to the modified Terms.
Services and Limitations: CalcMate provides financial and mathematical resources as tools and resources, NOT as professional advice. Make sure to evidence check the results we provide, and speak to professionals if decisions are based on these results. Our services are provided on an "as is" basis, with no warranties and we are not liable for any errors, damages, losses, or other limitations.
User Responsibilities: You are responsible for how you use, access, and navigate the Services and you must comply with making sure your use is lawful. You must not misuse, hack, copy, or scrape our site. Our Privacy Policy, which is linked in the footer section, describes how we handle your information—make sure to read it. There may be links on our Services to third-party sites, but you will assume all risks by choosing to click on the link. In these cases, make sure to read the third party's terms of use as well as their privacy policy.
Third Party Links and Content: CalcMate may include links to third-party web sites, content, services, or advertisements (the "Third Party Resources"). These Third-Party Resources are provided solely for your convenience, and if you use these Third-Party Resources, you should be aware that we do not endorse, monitor, control, or take responsibility for the content, products, practices, and/or availability of the Third-Party Resources. You will use Third-Party Resources at your own risk, and we strongly recommend you read their terms of use and privacy policies. We are not liable for any related damages or loss that arise from your use of any Third-Party Resources.
For Users Outside the United States: For users located outside of the U.S., as permitted by applicable local law, these Terms will be governed by the laws of your jurisdiction. Disputes will be resolved under the laws of your jurisdiction, if applicable. If local law does not require otherwise, the laws of the State of Texas, as well as the dispute process as outlined in Section 9.1 will apply.
Entire Agreement: These Terms, including the Privacy Policy and any other legal notices or agreements that are expressly referenced in these Terms, constitute the entire agreement between you and CalcMate with respect to your use of the Services, and any prior negotiations, arrangements, or understandings, verbal or written, are excluded and superseded by these Terms.